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339.3 Requirement to purchase flood insurance where available. Flood insurance coverage under the Act is limited to the building or mobile home and any personal property that secures a loan and not the land itself. The flood insurance requirement prescribed by § 339.3 does not apply with respect to: (a) Any state-owned property covered under a policy of self-insurance satisfactory to the Administrator of FEMA, who publishes and periodically revises the list of states falling within this exemption; (b) Property securing any loan with an original principal balance of ,000 or less and a repayment term of one year or less; or (c) Any structure that is a part of any residential property but is detached from the primary residential structure of such property and does not serve as a residence.

339.6 Required use of standard flood hazard determination form. The amount of insurance must be at least equal to the lesser of the outstanding principal balance of the designated loan or the maximum limit of coverage available for the particular type of property under the Act.

This article is not intended to be exhaustive or a substitute for qualified legal advice. He has been a successful landlord for over 10 years, with dozens of happy tenants and a profitable income property portfolio.

The escrow and notice requirements become effective on January 1, 2016.

Deposit-refund system are a market-based instrument to address externalities.

As with Pigovian taxes a DRS aims to limit pollution of various types by creating an incentive to return a product.

Sections 339.6 and 339.8 apply to loans secured by buildings or mobile homes, regardless of location. means a structure, transportable in one or more sections, that is built on a permanent chassis and designed for use with or without a permanent foundation when attached to the required utilities.

SOURCE: The provisions of this Part 339 appear at 80 Fed. 43249, July 21, 2015, effective October 1, 2015, except as otherwise Noted. (a) This part, except for §§ 339.6 and 339.8, applies to loans secured by buildings or mobile homes located or to be located in areas determined by the Administrator of the Federal Emergency Management Agency to have special flood hazards.




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